Home care explained plainly — types, costs and how to choose Free matching with local care providers · UK-wide
Types of care

Types of care at home

Care at home ranges from a half-hour visit once a day to a carer who lives in and is there around the clock. Most families start with visiting care, sometimes called domiciliary care, and build from there as needs change.

Find home care near you

What "care at home" actually means

Care at home is support brought to the person, in their own home, so they don't have to move into a care home. The NHS and councils call it home care or domiciliary care; agencies sometimes call it care in the home. Whatever the label, it covers the same ground: help with washing and dressing, getting in and out of bed, medication, meals, and staying safe and company through the day.

The reason there are so many names for it is that one word has to stretch across very different arrangements. A daughter arranging a single morning visit for her dad and a family setting up a live-in carer for someone with advanced dementia are both buying "home care", but they're buying very different things. The pages in this section take each type in turn. Here's the shape of the choice.

The main types, from lightest to most

At the lighter end is visiting (domiciliary) care: a carer calls at set times, from a quick 30-minute visit to several hours a day. It's the most common form of home care and the easiest to start and stop. If the visits aren't enough, the usual next steps are overnight care (a carer who sleeps in or stays awake through the night) or live-in care, where a carer moves into a spare room and is on hand day and night.

Alongside those sit care types defined by what the person needs rather than how often the carer comes. Dementia care at home and end of life care at home both call for carers with specific training. Respite care steps in so a family carer can take a break. Reablement is short-term, goal-focused support after a hospital stay to get someone back on their feet. And nursing care at home brings in a registered nurse for things a care worker can't do, such as managing a wound or a feeding tube.

Types of home care at a glance

Type of careWhat it usually coversUsually arranged as
Visiting (domiciliary) carePersonal care, medication, meals, light housework, companionshipScheduled visits, 30 minutes to a few hours, once or several times a day
Overnight careHelp settling, night-time toileting, reassurance, safetyA sleeping or waking night carer
Live-in careDay-to-day support plus overnight presence; a private room is neededA carer living in the home full time
Respite careCover for a family carer having a break, at home or elsewhereA few hours, a few days, or a block of weeks
Dementia care at homeRoutine, memory and behaviour support from trained carersVisiting or live-in, depending on the stage
End of life care at homeComfort, symptom support and dignity in the last months or weeksAlongside the GP, district nurses and, often, a hospice team
ReablementShort-term support to regain skills and confidence after illness or hospitalUsually up to six weeks, often free and NHS- or council-led
Nursing care at homeClinical tasks only a registered nurse can doA community or agency nurse, sometimes with visiting carers too

What it costs, roughly

Price depends on the type of care, the hours, where you live and who's providing it, so the detail belongs on the cost pages. But one figure is worth knowing up front. The Homecare Association, the body that represents home care providers, sets a yearly minimum price it says councils and the NHS should pay for an hour of homecare. For April 2026 to March 2027 that figure is £34.42 an hour in England. It's built on the National Living Wage, which rose to £12.71 an hour in April 2026, plus the real costs of training, travel, waiting time and running a regulated service. London costs more.

That's the floor for state-funded care, not a price list for private visits, but it's a useful anchor: anyone quoting you well below it may be cutting corners somewhere. Live-in care is usually priced as a weekly fee rather than by the hour, which can work out cheaper than many hours of visiting care for someone who needs a lot of support.

How home care is arranged and paid for

You don't have to go through the council, but it's usually the best first step. Anyone can ask their local council for a free needs assessment, which works out what help the person needs. If they're eligible, the council may arrange care or give money towards it; the amount they contribute depends on a separate financial assessment of savings and income. Plenty of families arrange and pay for care privately instead, either because they aren't eligible for help or because they want to choose the provider themselves.

The way this works isn't identical across the UK. In England, councils charge for home care on a means-tested basis. In Scotland, personal care at home is free for those assessed as needing it, whatever their age, through the Scottish Government's free personal care policy. Wales caps the weekly charge for non-residential care, and Northern Ireland arranges care through Health and Social Care Trusts rather than councils. The paying-for-care pages go through each of these, and the benefits that can help, in detail.

Whichever route you take, the regulator is worth a look before you commit. Providers are inspected by the Care Quality Commission in England, the Care Inspectorate in Scotland, Care Inspectorate Wales, and the RQIA in Northern Ireland, and their reports are public.

In this section

Each type of care has its own page covering what it involves, who it suits and what it costs.

Common questions

Yes. Domiciliary care is simply the formal term councils and regulators use for care delivered in someone's own home. "Home care", "care at home" and "domiciliary care" all mean the same thing: a carer coming to the person rather than the person moving into a care home.
Home care keeps the person in their own home and brings support to them, from a daily visit up to a live-in carer. A care home is a residential setting they move into, with staff on site day and night. Many people stay at home for longer than they expect with the right care, and some move to a care home later if needs outgrow what's manageable at home.
Yes. A registered nurse can visit or, through some live-in agencies, provide round-the-clock nursing at home. This covers clinical tasks a care worker isn't trained to do, such as managing a wound, a catheter or a feeding tube. Where someone's needs are mainly health-related, NHS Continuing Healthcare may fund it; the paying-for-care pages explain how that's assessed.
It depends on the person's finances and where they live. After a council needs assessment, a financial assessment decides how much, if anything, the council pays towards care; the rest is paid privately. In Scotland, personal care at home is free for those assessed as needing it. Benefits such as Attendance Allowance can also help with the cost, whatever your savings.
There's no fixed limit. It can be a single 30-minute visit a day or round-the-clock live-in support. The level is usually set by what the needs assessment recommends and what the family can arrange and afford. As needs change, the hours can be increased, and live-in care is often the practical answer when visiting care is no longer enough.
Home care is available across England, Scotland, Wales and Northern Ireland, though the funding rules and the regulator differ in each. Providers are inspected by the Care Quality Commission in England, the Care Inspectorate in Scotland, Care Inspectorate Wales and the RQIA in Northern Ireland, and their reports are published online.

If you already know care is needed, tell us what's needed and where, and home care providers covering that postcode will contact you. It's free and there's no obligation.

Find care near you

Choose a Carer editorial team · Last updated: 2 October 2026Sources: NHS homecare guidance; Age UK; Homecare Association Minimum Price for Homecare 2026/27. Next scheduled review: January 2027